Solar lead generation company operating without FDACS registration, using automated text and voice campaigns to FL consumers without written consent. FDACS discovered through consumer complaint volume. Administrative action resulted in emergency cease and desist, $250K fine, required registration, and compliance audit. Unregistered operation = no bond = consumers had no recourse fund. FDACS treats failure to register as an aggravating factor in penalty calculation.

Debt collector using predictive dialer to call FL cell phones without written consent. Plaintiff combined FTSA and FDCPA claims — both statutes have private rights of action. Class certification denied (individual debt amounts too varied) but individual plaintiff recovered $4,500 including attorneys' fees. Demonstrates that FTSA + FDCPA combination doubles exposure for debt collectors. Every call to a FL cell phone number using a predictive dialer without written consent is a FTSA violation AND potentially an FDCPA violation.

Class of approximately 35,000 Florida consumers who received automated solar marketing texts without prior written consent under FTSA. Class certified in S.D. Fla. Settlement: $1.5M ($43/class member). Key lesson: a single SMS marketing campaign without written consent for FL recipients generates massive class action exposure. The platform used stored contact lists and sent automatically — qualifying as ATDS under FL's post-2021 definition regardless of the Duguid ruling.

Solar companies using automated dialers and text platforms without written consent are the #1 FL enforcement target. Settlement required complete overhaul of consent collection process, appointment of a compliance officer, three years of monitoring, and consumer redress fund. No registration + no consent + DNC calls = combined exposure that FL AG pursues aggressively.

Extended auto warranty operation used AI voice agents spoofing local FL area codes. FTC and FL AG coordinated multi-state enforcement action targeting operations based in South Florida. Spoofing local numbers while delivering AI voice = maximum violation exposure. Full $3.7M judgment entered when defendant failed to appear. Illustrates that AI voice + caller ID spoofing = federal criminal exposure on top of FTSA civil liability.

Home warranty company deployed robocall campaign to FL consumers, including approximately 120,000 calls to FL DNC-registered numbers. Prerecorded messages delivered without prior written consent compounded the DNC violations. FL AG sought $1.2M ($10 per call × 120,000 violations). Settlement at $650K included corrective disclosures and mandatory consent framework.