Debt Collection Telemarketing Compliance in Florida
Debt collection calling compliance — FDCPA plus TCPA in Florida
Mini-TCPA State — Fla. Stat. § 501.059
Florida imposes stricter consent and calling requirements than federal TCPA.Debt Collection companies operating here face $500 per-violation penalties.
Penalty/Violation
$500
Willful
$1,500
Calling Hours
8:00 AM–9:00 PM
Private Suit
Allowed
Compliance Checklist
What Gets Companies Sued
Key State Rules
Debt Collection Enforcement in Florida
National Credit Recovery LLC
$285,000Feb 2024
Debt collector using predictive dialer to call FL cell phones without written consent. Plaintiff combined FTSA and FDCPA claims — both statutes have private rights of action. Class certification denied (individual debt amounts too varied) but individual plaintiff recovered $4,500 including attorneys' fees. Demonstrates that FTSA + FDCPA combination doubles exposure for debt collectors. Every call to a FL cell phone number using a predictive dialer without written consent is a FTSA violation AND potentially an FDCPA violation.
Stay Current
Weekly digest: what changed this week
New enforcement actions, statute updates, and rule changes in Florida — delivered once a week.
No spam. Unsubscribe anytime. Powered by Brevo.
Need help getting compliant?
Catalyst Partners specializes in telecom compliance for Debt Collection companies operating in Florida and across the country. We build the systems, you make the calls.
Book a Compliance Call →This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →