Does Arkansas require registration for Insurance telemarketers?

Yes — Arkansas requires telemarketer registration before placing calls.

What is the penalty per violation in Arkansas?

Up to $10,000 per violation (or $10,000 for willful violations). Private right of action available.

Home / States / Arkansas

Arkansas Telecom Compliance Guide

Telecom Compliance Reference — Updated January 2001

Mini-TCPA State — High Risk

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$10,000

Registration

Required

Overview Calling Hours Consent Registration DNC Compliance DNC Registry Enforcement Case Law Legislation

Insurance Telemarketing Compliance in Arkansas

Insurance agency telemarketing and lead generation compliance in Arkansas

Guide last reviewed: January 2025

⚠

Mini-TCPA State — Ark. Code Ann. § 4-99-101 et seq.

Arkansas imposes stricter consent and calling requirements than federal TCPA.Insurance companies operating here face $10,000 per-violation penalties.

Arkansas Insurance Overview

Insurance telemarketing in Arkansas requires registration and bonding with the AG. Licensed agents with existing policyholders have limited exemptions. For prospecting, manual dialing to non-DNC numbers is safest. Automated outreach requires written consent. The private right of action adds some risk compared to states without one.

Penalty/Violation

$10,000

Willful

$10,000

Calling Hours

8:00 AM–9:00 PM

Private Suit

Allowed

Compliance Checklist

✓Register with Arkansas AG as telephone solicitor if making solicitation calls,Post $50,000 surety bond,Licensed agents calling existing policyholders may have limited exemptions,Prior express written consent required for automated calls and texts to prospects,Scrub Arkansas No-Call List AND federal NDNC before outbound campaigns,Medicare/Medicaid: follow CMS marketing rules during AEP/OEP,Honor opt-out requests immediately,Disclose identity, company, and purpose at call start

What Gets Companies Sued

✗Common violations for insurance in Arkansas: (1) Automated dialing to Medicare leads without consent; (2) Failing to register; (3) Calling DNC numbers; (4) Using purchased lead lists with bundled consent; (5) Not disclosing identity at call start.

Special Exemptions

Licensed agents calling existing policyholders about current policy matters may be partially exempt. EBR for existing customers within 18 months.

Key State Rules

Mini-TCPAYes

RegistrationRequired

Class ActionsNot specified

Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →