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Wisconsin

WI

Telecom Compliance Reference — Updated January 2023

Mini-TCPA State — High Risk

Calling Hours

8:00 AM9:00 PM

Min Penalty

$10,000

Registration

Required

Debt Collection Telemarketing Compliance in Wisconsin

Debt collection calling compliance — FDCPA plus TCPA in Wisconsin

Mini-TCPA State — Wis. Stat. § 100.52 (Telephone Solicitation)

Wisconsin imposes stricter consent and calling requirements than federal TCPA.Debt Collection companies operating here face $10,000 per-violation penalties.

Penalty/Violation

$10,000

Willful

$10,000

Calling Hours

8:00 AM9:00 PM

Private Suit

Allowed

Compliance Checklist

Comply with both FDCPA and TCPA — they overlap but differ
Do not call before 8 AM or after 9 PM local time
Do not call more than 7 times in 7 days per debt
Obtain prior express consent to call cell phones
Scrub numbers that have requested no further contact
Provide validation notice within 5 days of first contact
Honor cease-communication requests immediately in writing
Do not use obscene language or threats
Identify yourself as a debt collector on every call
Check if state has its own debt collection act

What Gets Companies Sued

Calling outside FDCPA time restrictions
Exceeding call frequency limits
Calling cell phones without consent
Failing to identify as debt collector
Ignoring cease-communication requests

Key State Rules

Mini-TCPAYes
RegistrationRequired
Class ActionsNot specified

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →