Insurance Telemarketing Compliance in Virginia
Insurance agency telemarketing and lead generation compliance in Virginia
Guide last reviewed: January 2025
Mini-TCPA State — Va. Code § 59.1-514 et seq. (Telephone Privacy Protection Act)
Virginia imposes stricter consent and calling requirements than federal TCPA.Insurance companies operating here face $5,000 per-violation penalties.
Virginia Insurance Overview
Insurance telemarketing in Virginia benefits significantly from the licensed agent exemption from the $50,000 bond and registration requirement. However, DNC compliance with the $500/violation private right of action, caller ID accuracy requirements, and federal TCPA still apply fully. The 18-month EBR limit means agents must track when policyholder relationships expire for DNC purposes.
Penalty/Violation
$5,000
Willful
$25,000
Calling Hours
8:00 AM–9:00 PM
Private Suit
Allowed
Compliance Checklist
What Gets Companies Sued
Special Exemptions
Licensed insurance agents are specifically exempt from VTPPA registration and the $50,000 bond under § 59.1-511(B). DNC compliance, calling hours, caller ID requirements, and federal TCPA rules still apply.
Key State Rules
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Catalyst Partners specializes in telecom compliance for Insurance companies operating in Virginia and across the country. We build the systems, you make the calls.
Book a Compliance Call →This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →