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Mississippi

MS

Telecom Compliance Reference — Updated July 2010

TCPA Standard

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$10,000

Registration

Not Required

OverviewCalling HoursConsentRegistrationDNCEnforcementCase LawLegislation

Insurance Telemarketing Compliance in Mississippi

Insurance agency telemarketing and lead generation compliance in Mississippi

Guide last reviewed: January 2024

Mississippi Insurance Overview

Insurance telemarketing in Mississippi is lighter-touch from a state regulatory perspective than most. No state DNC list, no mini-TCPA, no private right of action under state telemarketing law. Federal TCPA is the primary litigation risk. PSC registration with $10,000 bond is required. MDI licensing is separate. Licensed agents have narrow exemptions for existing policyholder service calls. Manual dialing to non-NDNC numbers is the safe prospecting channel.

Penalty/Violation

$10,000

Willful

$10,000

Calling Hours

8:00 AM–9:00 PM

Private Suit

No

Compliance Checklist

✓Register with Mississippi PSC as telephone solicitor,Mississippi Department of Insurance (MDI) license required — separate from telemarketing registration,Scrub federal NDNC before every campaign,Prior express written consent for automated calls to cell phones under federal TCPA,Licensed agents calling existing policyholders about current policies may have partial exemption,Medicare/Medicaid: CMS marketing rules apply during AEP/OEP,Identify caller, company, and purpose at call start,Honor opt-out requests immediately,FCC one-to-one consent rule (Jan 2025) applies

What Gets Companies Sued

✗Top Mississippi violations for insurance: (1) Operating call centers without PSC registration; (2) Auto-dialing Medicare leads without consent; (3) Not scrubbing federal NDNC; (4) Misrepresenting policy terms during solicitation; (5) Failing to identify caller at call start.

Special Exemptions

Licensed insurance agents calling existing policyholders about current policies may have partial exemption from PSC telemarketing registration. Does not cover prospecting.

Key State Rules

Mini-TCPANo
RegistrationNot Required
Class ActionsNot specified
Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →