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Idaho

Telecom Compliance Reference — Updated January 2020

TCPA Standard

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$5,000

Registration

Required

Overview Calling Hours Consent Registration DNC Enforcement Case Law Legislation

Insurance Telemarketing Compliance in Idaho

Insurance agency telemarketing and lead generation compliance in Idaho

Guide last reviewed: January 2025

Idaho Insurance Overview

Insurance telemarketing in Idaho follows federal TCPA with state registration on top. No private right of action limits litigation exposure, but the AG can pursue enforcement with up to $5,000 per violation. For Medicare products, CMS rules layer on. Register, get consent for automated outreach, scrub federal DNC, and keep records.

Penalty/Violation

$5,000

Willful

$5,000

Calling Hours

8:00 AM–9:00 PM

Private Suit

Compliance Checklist

✓Register with Idaho AG as telemarketing company — insurance license alone does not satisfy telemarketing registration,Scrub federal NDNC before every campaign,Obtain prior express written consent before automated calls or texts (federal TCPA),Licensed agents calling existing policyholders about current policy may have limited exemption from registration,Medicare/Medicaid: follow CMS marketing rules during AEP/OEP,Do not purchase health insurance leads with shared consent — FCC one-to-one rule (Jan 2025),Honor opt-out requests immediately,Maintain call records and consent documentation

What Gets Companies Sued

✗Top violations for insurance companies in Idaho: (1) Automated dialing to Medicare leads without written consent; (2) Failing to register with the AG; (3) Calling federal DNC numbers; (4) Misleading health insurance claims during AEP/OEP.

Special Exemptions

Licensed insurance agents calling existing policyholders about current policy matters may be exempt from telemarketing registration. Does not extend to cold calling or pitching new products.

Key State Rules

Mini-TCPANo

RegistrationRequired

Class ActionsNot specified

Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →