Does Idaho require registration for Insurance telemarketers?

Yes — Idaho requires telemarketer registration before placing calls.

What is the penalty per violation in Idaho?

Penalty data not yet available for Idaho.

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Idaho Telecom Compliance Guide

Telecom Compliance Reference · Statute last amended 2020

Mini-TCPA State — High Risk

Calling Hours

8:00 AM–9:00 PM

Min Penalty

Not yet verified

Registration

Required

Overview Calling Hours Consent Registration DNC Compliance DNC Registry Enforcement Case Law Legislation

Insurance Telemarketing Compliance in Idaho

Insurance agency telemarketing and lead generation compliance in Idaho

Guide last reviewed: January 2025

⚠

Mini-TCPA State — Idaho Code §§ 48-1001 to 48-1010

Idaho imposes stricter consent and calling requirements than federal TCPA.Insurance companies operating here face Not yet verified per-violation penalties.

Idaho Insurance Overview

Insurance telemarketing in Idaho follows federal TCPA with state registration on top. No private right of action limits litigation exposure, but the AG can pursue enforcement with up to $5,000 per violation. For Medicare products, CMS rules layer on. Register, get consent for automated outreach, scrub federal DNC, and keep records.

Penalty/Violation

Not yet verified

Willful

Not yet verified

Calling Hours

8:00 AM–9:00 PM

Private Suit

Allowed

Compliance Checklist

✓Register with Idaho AG as telemarketing company — insurance license alone does not satisfy telemarketing registration,Scrub federal NDNC before every campaign,Obtain prior express written consent before automated calls or texts (federal TCPA),Licensed agents calling existing policyholders about current policy may have limited exemption from registration,Medicare/Medicaid: follow CMS marketing rules during AEP/OEP,FCC one-to-one consent rule, which would have barred health insurance leads with shared consent, was vacated in January 2025 and never took effect,Honor opt-out requests immediately,Maintain call records and consent documentation

What Gets Companies Sued

✗Top violations for insurance companies in Idaho: (1) Automated dialing to Medicare leads without written consent; (2) Failing to register with the AG; (3) Calling federal DNC numbers; (4) Misleading health insurance claims during AEP/OEP.

Special Exemptions

Licensed insurance agents calling existing policyholders about current policy matters may be exempt from telemarketing registration. Does not extend to cold calling or pitching new products.

Key State Rules

Mini-TCPAYes

RegistrationRequired

Class ActionsNot specified

Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →