Does Utah require registration for Insurance telemarketers?

Yes — Utah requires telemarketer registration before placing calls.

What is the penalty per violation in Utah?

Up to $2,500 per violation (or $10,000 for willful violations). Private right of action available.

Home / States / Utah

Utah Telecom Compliance Guide

Telecom Compliance Reference — Updated January 2023

Mini-TCPA State — High Risk

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$2,500

Registration

Required

Overview Calling Hours Consent Registration DNC Compliance DNC Registry Enforcement Case Law Legislation

Insurance Telemarketing Compliance in Utah

Insurance agency telemarketing and lead generation compliance in Utah

Guide last reviewed: January 2025

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Mini-TCPA State — UCA § 13-25a (Telephone and Facsimile Solicitation Act)

Utah imposes stricter consent and calling requirements than federal TCPA.Insurance companies operating here face $2,500 per-violation penalties.

Utah Insurance Overview

Insurance telemarketing in Utah benefits from the licensed agent registration exemption. However, the $1,000 minimum statutory damages for DNC violations make list scrubbing essential. Federal TCPA applies for automated calling systems. The Consumer Protection Act provides additional liability for deceptive insurance sales practices.

Penalty/Violation

$2,500

Willful

$10,000

Calling Hours

8:00 AM–9:00 PM

Private Suit

Allowed

Compliance Checklist

✓Licensed insurance agents are exempt from UT telemarketer registration under § 13-26-4,Obtain proper insurance licensing from Utah Insurance Department,Scrub against both Utah DNC list and federal National DNC Registry,Call only between 8:00 AM and 9:00 PM local time,Identify yourself, company, license credentials, and purpose within 30 seconds,Prior express written consent before automated or prerecorded calls to cell phones,Comply with Utah insurance solicitation regulations,Existing policyholders qualify for EBR exemption under state law

What Gets Companies Sued

✗Common violations for insurance telemarketers in UT: (1) Unlicensed agents claiming the insurance exemption; (2) Calling DNC-listed numbers — $1,000 statutory damages; (3) Autodial campaigns without written consent; (4) Deceptive policy descriptions triggering Consumer Protection Act liability.

Special Exemptions

Licensed insurance agents are exempt from Utah telemarketer registration under § 13-26-4 when calling within licensed insurance activities. DNC compliance, calling hours, identification requirements, and federal TCPA rules still apply.

Key State Rules

Mini-TCPAYes

RegistrationRequired

Class ActionsNot specified

Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →