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South Dakota

SD

Telecom Compliance Reference — Updated 2025

TCPA Standard

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$2,000

Registration

Not Required

OverviewCalling HoursConsentRegistrationDNCEnforcementCase LawLegislation

Insurance Telemarketing Compliance in South Dakota

Insurance agency telemarketing and lead generation compliance in South Dakota

Guide last reviewed: January 2025

South Dakota Insurance Overview

Insurance telemarketing in South Dakota requires dual compliance: PUC registration for telemarketing and SD Division of Insurance licensing. Licensed agents calling existing policyholders have the EBR exemption for state-law purposes. Cold calling requires DNC scrubbing and real caller ID. Federal TCPA is the primary litigation risk.

Penalty/Violation

$2,000

Willful

$5,000

Calling Hours

8:00 AM–9:00 PM

Private Suit

No

Compliance Checklist

✓Register with SD Public Utilities Commission for telemarketing,Obtain proper insurance licensing from SD Division of Insurance,Scrub against federal National DNC Registry and SD DNC list,Display real caller ID — no blocking or spoofing,Call only between 8:00 AM and 9:00 PM local time,Identify yourself, company, insurance license, and purpose immediately,Prior express written consent before automated or prerecorded calls to cell phones,Comply with SD insurance solicitation regulations,Existing policyholders qualify for EBR exemption under state law

What Gets Companies Sued

✗Common violations for insurance telemarketers in SD: (1) Failing to register with PUC; (2) Unlicensed agents making solicitation calls; (3) Caller ID spoofing; (4) Autodial campaigns without written consent; (5) Calling DNC-listed numbers.

Special Exemptions

Licensed insurance agents calling existing policyholders benefit from EBR exemption under SD state law. PUC registration still required for telemarketing activities.

Key State Rules

Mini-TCPANo
RegistrationNot Required
Class ActionsNot specified
Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →