Insurance Telemarketing Compliance in Rhode Island
Insurance agency telemarketing and lead generation compliance in Rhode Island
Guide last reviewed: January 2025
Mini-TCPA State — R.I. Gen. Laws § 5-61-3.2
Rhode Island imposes stricter consent and calling requirements than federal TCPA.Insurance companies operating here face $10,000 per-violation penalties.
Rhode Island Insurance Overview
Insurance telemarketing in Rhode Island follows a simple framework. Low registration barrier ($200/year, no bond), federal calling hours, and standard 3-day rescission. Licensed producers have a clear EBR exemption for existing policyholders. Cold calling new prospects via manual dialing within standard hours is viable with DBR registration.
Penalty/Violation
$10,000
Willful
$10,000
Calling Hours
8:00 AM–9:00 PM
Private Suit
No
Compliance Checklist
What Gets Companies Sued
Special Exemptions
Licensed insurance producers calling existing policyholders have EBR exemption and are exempt from certain solicitation provisions. Low registration barrier for cold calling new prospects.
Key State Rules
Insurance Enforcement in Rhode Island
Providence Insurance Marketing Group
$110,000Sep 2024
Insurance marketer settled for prerecorded calls without consent.
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Catalyst Partners specializes in telecom compliance for Insurance companies operating in Rhode Island and across the country. We build the systems, you make the calls.
Book a Compliance Call →This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →