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Nevada

NV

Telecom Compliance Reference — Updated January 2023

Mini-TCPA State — High Risk

Calling Hours

9:00 AM8:00 PM

Min Penalty

$10,000

Registration

Required

Insurance Telemarketing Compliance in Nevada

Insurance agency telemarketing and lead generation compliance in Nevada

Guide last reviewed: January 2025

Mini-TCPA State — NRS § 599B

Nevada imposes stricter consent and calling requirements than federal TCPA.Insurance companies operating here face $10,000 per-violation penalties.

Nevada Insurance Overview

Insurance telemarketing in Nevada carries the $50,000 bond requirement for cold calling new prospects. Licensed producers with existing policyholders get an EBR exemption for service calls. The 9 AM start, 5-second disconnect, and criminal penalty provisions make Nevada more demanding than average. Build your book through existing relationships and inbound leads before relying on cold outreach.

Penalty/Violation

$10,000

Willful

$12,500

Calling Hours

9:00 AM8:00 PM

Stricter than federal

Private Suit

Allowed

Compliance Checklist

Maintain active Nevada insurance producer license,Register with Secretary of State + $50,000 bond if making outbound cold calls,Scrub against Nevada DNC and federal DNC lists,Calling hours: 9:00 AM – 9:00 PM local time,Identify yourself, your agency, and the carrier at start of each call,EBR exemption for existing policyholders — no registration needed for service calls,Obtain prior express written consent before automated outreach,Do not misrepresent policy terms, coverage, or pricing,System must disconnect within 5 seconds of hang-up,Written confirmation of any transaction within 3 business days,One-to-one consent for SMS marketing under FCC 2025 rule

What Gets Companies Sued

Top violations for insurance in Nevada: (1) Not registering for cold calling campaigns; (2) Calling before 9 AM; (3) Misrepresenting coverage or pricing; (4) Not providing written confirmation; (5) Using auto-dialers without consent.

Special Exemptions

Licensed insurance producers calling existing policyholders have EBR exemption. Service and renewal calls to existing customers are generally exempt from registration. Cold calling new prospects requires full $50,000 bond and registration.

Key State Rules

Mini-TCPAYes
RegistrationRequired
Class ActionsNot specified

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →