Does Nebraska require registration for Insurance telemarketers?

Nebraska does not require separate telemarketer registration; federal FTC rules still apply.

What is the penalty per violation in Nebraska?

Up to $2,000 per violation (or $2,000 for willful violations).

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Nebraska Telecom Compliance Guide

Telecom Compliance Reference — Updated 2025

TCPA Standard

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$2,000

Registration

Not Required

Overview Calling Hours Consent Registration DNC Compliance DNC Registry Enforcement Case Law Legislation

Insurance Telemarketing Compliance in Nebraska

Insurance agency telemarketing and lead generation compliance in Nebraska

Guide last reviewed: January 2025

Nebraska Insurance Overview

Insurance telemarketing in Nebraska requires PSC registration for cold calling new prospects. The $25,000 bond requirement is non-trivial. Licensed producers have a clear EBR exemption for existing policyholders that also exempts them from registration for service calls. The 90-day DNC list update is a unique ongoing compliance requirement.

Penalty/Violation

$2,000

Willful

$2,000

Calling Hours

8:00 AM–9:00 PM

Private Suit

Compliance Checklist

✓Maintain active Nebraska insurance producer license,Register with PSC if making outbound telemarketing calls ($300/year + $25,000 bond),Scrub Nebraska DNC list (updated every 90 days) and federal DNC list,Calling hours: 8:00 AM – 9:00 PM local time,Identify yourself, your agency, and the carrier within 30 seconds,EBR exemption for existing policyholders covers service and renewal calls,Obtain prior express written consent before automated outreach,Do not misrepresent policy terms, coverage, or pricing,Maintain records of consent and opt-out requests,One-to-one consent for SMS marketing under FCC 2025 rule

What Gets Companies Sued

✗Top violations for insurance in Nebraska: (1) Not registering with PSC for cold calling campaigns; (2) Not scrubbing DNC lists; (3) Misrepresenting coverage; (4) Using ADADs without registration; (5) Failing to update DNC list every 90 days.

Special Exemptions

Licensed insurance producers calling existing policyholders have EBR exemption and may be exempt from telemarketing registration for service calls. Cold calling new prospects requires full PSC registration.

Key State Rules

Mini-TCPANo

RegistrationNot Required

Class ActionsNot specified

Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →