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Missouri

MO

Telecom Compliance Reference — Updated January 2023

Mini-TCPA State — High Risk

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$5,000

Registration

Not Required

OverviewCalling HoursConsentRegistrationDNCEnforcementCase LawLegislation

REI Wholesaling Telemarketing Compliance in Missouri

Real estate investor cold calling and SMS compliance in Missouri

Guide last reviewed: January 2025

⚠

Mini-TCPA State — Mo. Rev. Stat. § 407.1095 et seq.

Missouri imposes stricter consent and calling requirements than federal TCPA.REI Wholesaling companies operating here face $5,000 per-violation penalties.

Missouri REI Wholesaling Overview

Missouri is a moderate-risk state for REI wholesalers. The AG has active enforcement and the penalties ($5,000/$10,000 per call) add up fast. The registration requirement catches many operators off guard — you must register before making calls. The practical path: manual dialing to non-DNC numbers between 8 AM and 9 PM, identify yourself within 30 seconds, and maintain proper records. Automated outbound requires prior express written consent under federal TCPA. The caller ID spoofing prohibition adds an extra layer of compliance.

Penalty/Violation

$5,000

Willful

$15,000

Calling Hours

8:00 AM–9:00 PM

Private Suit

Allowed

Compliance Checklist

✓Register with the Missouri Attorney General before making telemarketing calls,Scrub against both Missouri No-Call list and federal National DNC Registry before every campaign,Identify yourself and your company within the first 30 seconds of each call,Calling hours: 8:00 AM – 9:00 PM local time,Manual dialing to non-DNC numbers is the viable cold calling method,Obtain prior express written consent before any automated dialing, texting, or AI voice outreach,Honor all opt-out requests immediately and maintain internal DNC list,EBR exemption: past sellers with transaction in last 18 months for manual calls only,Do not spoof caller ID — Missouri has specific caller ID spoofing prohibition,One-to-one consent required for automated SMS/text outreach under FCC 2025 rule,FSBOs from MLS do not establish an EBR,Maintain call records and consent documentation

What Gets Companies Sued

✗Top violations for REI in Missouri: (1) Not registering with the AG before making telemarketing calls; (2) Failing to scrub against Missouri No-Call list (many operators scrub federal only); (3) Not identifying yourself within 30 seconds; (4) Using auto-dialers or text blasts without written consent; (5) Spoofing caller ID to disguise cold calling operations; (6) Calling DNC-listed numbers after opt-out request.

Special Exemptions

EBR exemption for past sellers with transactions within 18 months. B2B exemption for calls to commercial entities. No state ATDS definition — federal post-Duguid standard applies, which is narrower than mini-TCPA states.

Key State Rules

Mini-TCPAYes
RegistrationNot Required
Class ActionsNot specified
Consent Requirements→Registration Details→DNC List→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →