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Minnesota

Telecom Compliance Reference — Updated January 2019

Private Right of Action

Calling Hours

9:00 AM–9:00 PM

Min Penalty

$3,000

Registration

Required

Overview Calling Hours Consent Registration DNC Enforcement Case Law Legislation

REI Wholesaling Telemarketing Compliance in Minnesota

Real estate investor cold calling and SMS compliance in Minnesota

Guide last reviewed: January 2024

Minnesota REI Wholesaling Overview

Minnesota's Sunday calling prohibition is the rule that trips up national REI campaigns. Zero calls on Sundays — period. Combine that with the 9 AM start time and holiday ban, and Minnesota has some of the tightest calling windows in the country. The $50 registration fee is one of the lowest, but the $25,000 bond is real. Practical path: register with Commerce, block Sundays entirely in your dialer, start at 9 AM, scrub DNC lists, manual dial for cold outreach. The Consumer Fraud Act + private attorney general statute combination means deceptive practices carry treble damages risk even without a mini-TCPA.

Penalty/Violation

$3,000

Willful

$25,000

Calling Hours

9:00 AM–9:00 PM

Stricter than federal

Private Suit

Allowed

Compliance Checklist

✓Register with Minnesota Department of Commerce ($50 fee, $25,000 surety bond),Calling hours: 9:00 AM – 9:00 PM — one hour later than federal,NO calling on Sundays — complete blackout,NO calling on legal holidays,Scrub against Minnesota DNC list AND federal NDNC before every campaign,Identify caller and company immediately, disclose purpose within 30 seconds,Manual dialing to non-DNC numbers is the safest cold outreach method,Federal TCPA requires prior express written consent for ATDS calls to cell phones,Honor opt-out requests immediately,Send written contract within 48 hours of any telephone sale,EBR exemption for existing sellers/buyers provides limited relief,FCC one-to-one consent rule (Jan 2025) applies to purchased lead lists,Consumer Fraud Act + private attorney general statute = private right of action for deceptive practices — treble damages available

What Gets Companies Sued

✗Top Minnesota violations for REI wholesalers: (1) Calling on Sundays — complete blackout in Minnesota; (2) Calling before 9 AM; (3) Calling on holidays; (4) Failing to register with Department of Commerce before cold calling campaigns; (5) Using auto-dialers without written consent, triggering federal TCPA liability.

Special Exemptions

Licensed Minnesota real estate professionals may have partial registration exemption. EBR exemption for existing relationships. B2B exemption for calls to commercial property owners in business capacity.

Key State Rules

Mini-TCPANo

RegistrationRequired

Class ActionsAllowed

Consent Requirements→Registration Details→DNC List→

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Catalyst Partners specializes in telecom compliance for REI Wholesaling companies operating in Minnesota and across the country. We build the systems, you make the calls.

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →