Does Maryland require registration for Debt Collection telemarketers?

Yes — Maryland requires telemarketer registration before placing calls.

What is the penalty per violation in Maryland?

Up to $500 per violation (or $1,500 for willful violations). Private right of action available.

Home / States / Maryland

Maryland Telecom Compliance Guide

Q: What are the top compliance violations for Debt Collection operators in Maryland?

Calling outside FDCPA time restrictions Exceeding call frequency limits Calling cell phones without consent

Telecom Compliance Reference · Statute last amended 2019

Mini-TCPA State — High Risk

Calling Hours

8:00 AM–8:00 PM

Min Penalty

$500

Registration

Required

Overview Calling Hours Consent Registration DNC Compliance DNC Registry Enforcement Case Law Legislation

Debt Collection Telemarketing Compliance in Maryland

Debt collection calling compliance — FDCPA plus TCPA in Maryland

⚠

Mini-TCPA State — Md. Code, Com. Law § 14-4501 et seq.; Md. Code, Com. Law § 14-3201 et seq.

Maryland imposes stricter consent and calling requirements than federal TCPA.Debt Collection companies operating here face $500 per-violation penalties.

Penalty/Violation

$500

Willful

$1,500

Calling Hours

8:00 AM–8:00 PM

Private Suit

Allowed

Compliance Checklist

✓Comply with both FDCPA and TCPA — they overlap but differ

✓Do not call before 8 AM or after 9 PM local time

✓Do not call more than 7 times in 7 days per debt

✓Obtain prior express consent to call cell phones

✓Scrub numbers that have requested no further contact

✓Provide validation notice within 5 days of first contact

✓Honor cease-communication requests immediately in writing

✓Do not use obscene language or threats

✓Identify yourself as a debt collector on every call

✓Check if state has its own debt collection act

What Gets Companies Sued

✗Calling outside FDCPA time restrictions

✗Exceeding call frequency limits

✗Calling cell phones without consent

✗Failing to identify as debt collector

✗Ignoring cease-communication requests

Key State Rules

Mini-TCPAYes

RegistrationRequired

Class ActionsNot specified

Consent Requirements→Registration Details→DNC List→

Stay Current

Weekly compliance digest

New enforcement actions, statute updates, and rule changes — delivered once a week. Know what changed before your next dial session.

Compliance, built in

Need an AI workforce that knows the rules?

Chief is the AI workforce for real estate operators. Calling, texting, and follow-up that respects Maryland consent requirements, calling hours, and DNC rules without you babysitting the dialer.

See Chief →

Or book a compliance review

This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →