Insurance Telemarketing Compliance in Kentucky
Insurance agency telemarketing and lead generation compliance in Kentucky
Guide last reviewed: January 2025
Mini-TCPA State — KRS § 367.46951 et seq.
Kentucky imposes stricter consent and calling requirements than federal TCPA.Insurance companies operating here face $500 per-violation penalties.
Kentucky Insurance Overview
Insurance telemarketing in Kentucky requires AG registration ($25,000 bond), DNC compliance, and Kentucky Department of Insurance regulatory compliance. The felony fraud provision and 3-business-day cancellation right apply. EBR provides limited protection for existing policyholders.
Penalty/Violation
$500
Willful
$10,000
Calling Hours
10:00 AM–9:00 PM
Stricter than federal
Private Suit
Allowed
Compliance Checklist
What Gets Companies Sued
Special Exemptions
Licensed insurance agents with existing policyholders have an EBR exemption for manual calls. New business calls require full registration and compliance.
Key State Rules
Insurance Enforcement in Kentucky
Louisville Insurance Marketing Corp.
$1,250,000Dec 2023
Class action settlement for prerecorded insurance marketing calls.
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Catalyst Partners specializes in telecom compliance for Insurance companies operating in Kentucky and across the country. We build the systems, you make the calls.
Book a Compliance Call →This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →