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Federal TCPA + 50-State Reference · Updated 2026

TCPA Calling Hours by State

Federal TCPA: 8:00 AM – 9:00 PM in the recipient's local time zone. That is the floor. 6 states impose stricter windows. 4 restrict or prohibit Sunday calls. Calling outside the legal window is a separate violation per call — federal damages start at $500, state damages stack on top.

The short answer

  • Federal hours: 8:00 AM – 9:00 PM, recipient's local time. 47 C.F.R. § 64.1200(c)(1).
  • Strictest state windows: Florida (8 AM – 8 PM), Louisiana (no Sunday), Alabama (no Sunday solicitation).
  • Sunday calls: Federally permitted. State law overrides in Alabama, Louisiana, and others.
  • Holidays: No federal holiday ban. Several states prohibit calls on listed holidays.
  • Time zone rule: The recipient's time zone controls. A 9:30 AM Eastern call to a California 619 number is a 6:30 AM Pacific call — that is a violation.

States stricter than federal TCPA

Federal TCPA caps calls at 9 PM. These states cut off earlier or impose additional weekend or holiday restrictions. If you call into them, the federal window does not protect you.

Calling hours — all 50 states

Every state, alphabetically. Click through for the full statute citation, enforcement history, and state-specific compliance notes.

StateHoursVerdict
AlabamaAL8 AM9 PMFederal
AlaskaAK9 AM9 PMStricter
ArizonaAZ8 AM9 PMFederal
ArkansasAR8 AM9 PMFederal
CaliforniaCA8 AM9 PMFederal
ColoradoCO8 AM9 PMFederal
ConnecticutCT8 AM9 PMFederal
DelawareDE8 AM9 PMFederal
FloridaFL8 AM9 PMFederal
GeorgiaGA8 AM9 PMFederal
HawaiiHI8 AM9 PMFederal
IdahoID8 AM9 PMFederal
IllinoisIL8 AM9 PMFederal
IndianaIN8 AM9 PMFederal
IowaIA8 AM9 PMFederal
KansasKS8 AM9 PMFederal
KentuckyKY10 AM9 PMStricter
LouisianaLA8 AM9 PMFederal
MaineME8 AM9 PMFederal
MarylandMD8 AM9 PMFederal
MassachusettsMA8 AM9 PMFederal
MichiganMI9 AM9 PMStricter
MinnesotaMN9 AM9 PMStricter
MississippiMS8 AM9 PMFederal
MissouriMO8 AM9 PMFederal
MontanaMT8 AM9 PMFederal
NebraskaNE8 AM9 PMFederal
NevadaNV9 AM8 PMStricter
New HampshireNH8 AM9 PMFederal
New JerseyNJ8 AM9 PMFederal
New MexicoNM8 AM9 PMFederal
New YorkNY8 AM9 PMFederal
North CarolinaNC8 AM9 PMFederal
North DakotaND8 AM9 PMFederal
OhioOH8 AM9 PMFederal
OklahomaOK8 AM9 PMFederal
OregonOR8 AM9 PMFederal
PennsylvaniaPA8 AM9 PMFederal
Rhode IslandRI8 AM9 PMFederal
South CarolinaSC8 AM9 PMFederal
South DakotaSD8 AM9 PMFederal
TennesseeTN8 AM9 PMFederal
TexasTX9 AM9 PMStricter
UtahUT8 AM9 PMFederal
VermontVT8 AM9 PMFederal
VirginiaVA8 AM9 PMFederal
WashingtonWA8 AM9 PMFederal
West VirginiaWV8 AM9 PMFederal
WisconsinWI8 AM9 PMFederal
WyomingWY8 AM9 PMFederal

Sundays — federal vs. state

Federal TCPA does not prohibit Sunday calls. Calls between 8 AM and 9 PM local time on Sunday are federally legal.

These states restrict or prohibit Sunday calls:

Holidays — what counts

No federal holiday ban exists under TCPA. State laws fill the gap. Common restricted dates: Memorial Day, Independence Day, Labor Day, Thanksgiving, Christmas. A handful of states list specific dates in statute.

States with holiday calling restrictions:

Penalties for calling outside legal hours

SourcePer ViolationNotes
Federal TCPA — standard$500Statutory damages, no proof of harm required
Federal TCPA — willful$1,500Court can treble for willful or knowing violations
FTC TSR — DNC violation$51,744Civil penalty, separate from TCPA private suits
Florida FTSA$500 / callPrivate right of action + class certification routinely granted
Class action exposureUncappedPer-call damages × class size, no statutory ceiling

What "recipient's local time" means in practice

The area code is not enough. A 305 number can be in Miami or anywhere else in the world. Use the recipient's billing or registered address as the time zone source. If you only have an area code, route by the NPA-NXX time zone — and be conservative on the edges.

Daylight saving time matters. Arizona does not observe DST. Hawaii does not observe DST. The Aleutian Islands run on Hawaii-Aleutian time. Audit your dialer twice a year when DST flips for the rest of the country.

Inbound is not restricted. Calling-hour limits apply to outbound telemarketing. Calls initiated by the consumer — return calls, customer service, scheduled inbound — are not subject to the 8 AM – 9 PM window.

EBR does not extend the hours. A prior business relationship can soften some consent requirements. It does not let you call at 6 AM or 10 PM. Time-of-day rules apply to every outbound solicitation, with or without an EBR.

Need a specific state?

Every state has its own page with the full statute citation, calling hours, enforcement examples, and penalty structure. Drop in to your state, or browse all 50.

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This is a reference, not legal advice. Calling-hour compliance depends on the recipient's actual location, your dialing technology, and whether the call qualifies for a state exemption. Verify with counsel before launching multi-state campaigns.

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