What are the calling hours in Iowa?

Telemarketing calls in Iowa are permitted between 08:00:00 and 21:00:00 local time.

Does Iowa have a mini-TCPA?

Yes. Iowa has enacted its own telemarketing law (Iowa Code § 476.103) that goes beyond federal TCPA requirements. Federal compliance alone is not sufficient.

Is telemarketer registration required in Iowa?

No. Iowa does not require a separate telemarketer registration at this time.

What is the penalty per violation in Iowa?

The penalty for telemarketing violations in Iowa is $40,000 per violation, and $40,000 per willful violation.

Home / States / Iowa

Iowa Telecom Compliance Guide

Telecom Compliance Reference — Updated January 2023

Mini-TCPA State — High Risk

Calling Hours

8:00 AM–9:00 PM

Min Penalty

$40,000

Registration

Not Required

Overview Calling Hours Consent Registration DNC Compliance DNC Registry Enforcement Case Law Legislation

⚠ Penalty Exposure — Iowa

Per Violation

$40,000

Willful

$40,000

AG Max/Violation

$40,000

10,000 Calls

$400,000,000

= exposure

Overview

Iowa maintains a state No-Call list under Iowa Code § 476.103 and violations can result in penalties up to $40,000 per occurrence through AG enforcement. No private right of action for telemarketing violations — enforcement is exclusively through the AG and Iowa Utilities Board. Iowa Consumer Fraud Act provides additional AG enforcement tools.

Consent Requirements by Channel

Channel	Consent Required	One-to-One
Voice Call	Prior Express	—
SMS	Written Consent Required	Required
MMS	Written Consent Required	Required
AI Voice	Written Consent Required	Required
Prerecorded	Written Consent Required	Required
Ringless VM	Written Consent Required	Required
Fax	Written Consent Required	—

Full consent requirements →

Key Court Decisions

Minnesota Telecom Alliance v. FCC

8/10

Court of Appeals for the Eighth Circuit · May 2026

TCPA

All court decisions →

Recent Enforcement Actions

Heartland Insurance Marketing

$185,000

Apr 2024 · insurance

IA AG settled with insurance marketer for robocall DNC violations.

FTC v. Avid Telecom (IA portion)

Aug 2023 · telecom

Multistate robocall enforcement covering IA.

All enforcement actions →

Key Rules

Mini-TCPAYes

StatuteIowa Code § 476.103

Calling Hours08:00:00–21:00:00

RegistrationNot required

State DNC ListExists

Private ActionNo

Class ActionsNot specified

By Channel

Cold Calling→SMS→AI Voice→Prerecorded→Ringless VM→

By Industry

REI Wholesaling→Solar Sales→Insurance→Debt Collection→Home Services→

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This is a compliance reference tool, not legal advice. Data compiled from public statutes, LegiScan, CourtListener, state AG offices, and AI-assisted analysis. Verify all information with qualified counsel before relying on it. Full terms & data sources →